Photo Credit: TestUser / TestRepo

It’s hard to believe that the year is already winding down, but consumer debt certainly isn’t. And not having the right collection partner today can equate to missed recovery opportunities tomorrow.

So what makes the end of the year such an important time to evaluate your current collections partner? Let’s take a look at some of the timely factors.

It should come as no surprise that consumer spending typically increases in the last few months of the year—Black Friday, Cyber Monday, Super Saturday, Boxing Day, not to mention the expenses around holiday travel too.

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